Paying Medical Bills Later
Why aren’t my medical bills automatically paid by the insurance carrier of the party responsible for my injuries?
Your personal injury lawyer in Mission Viejo will advise you that there are numerous reasons that medical bills are not automatically paid by the insurance carrier who insures the tortfeasor (the individual, individuals or company who caused your injuries). Primarily, insurance carriers want to avoid expending a sizable amount of money when the bills occur and then face an excessive or unreasonable demand when the final settlement takes place. To put it another way, they want to avoid paying for large medical bills as they are incurred,and then possibly having to defend a lawsuit later on.
Secondly, an insurance carrier generally prefers to settle or conclude a claim with one payment. To do this, the carrier will usually wait until your personal injury lawyer in Mission Viejo sends a letter of demand, and then will make one payment that concludes the case.
Are hospitals, doctors and other medical facilities willing to wait for payment?
When there is no direct method for payments to be made for medical bills as they are incurred, medical facilities and physicians are usually willing to wait for their services to be reimbursed until a court verdict or settlement finally resolves the case. However, if you have no financial means of your own or have no insurance coverage to pay your medical bills, you should inform all medical providers as soon as possible.
How will my attorney ensure that medical facilities and physicians are paid?
Typically, a personal injury lawyer in Mission Viejo has a policy of withholding enough money from the court verdict or settlement to pay all medical facilities and physicians. A signed lien or subrogation form, which allows your lawyer to withhold the amount of money necessary to pay the medical bills out of the settlement proceeds, is often required by medical facilities and physicians.
If you have been injured and have questions about your case, please contact the Law Offices of Arthur R. Hausmann at 949-263-1057 to speak with an experienced and knowledgeable personal injury lawyer in Mission Viejo.