It is the law that all drivers be able to provide proof of financial responsibility for their accidents. For nearly all this means having liability car insurance. It is a sad fact, though, that many simply disregard this law. In consequence, a driver who is in a car accident and discovers the other party does not have liability insurance must rely on uninsured motorist coverage for his compensation. This is coverage he buys with his liability insurance policy.
The injured party should be aware that just because he is making a claim against his own company does not mean he will get generous treatment. Insurance companies are insurance companies and try to minimize claims whenever they can. To get fair treatment, claimants are urged to contact an Irvine personal injury attorney experienced in uninsured motorist claims.
Damages in Uninsured Motorist Claims
The party injured due to the negligence of an insured motorist is entitled to compensation for medical expenses, hospital costs, loss of income, lost earning capacity and pain and suffering up to the limits of his policy. He is also entitled to compensation for damage to his car if he purchased uninsured motorist property damage coverage.
Hit and Run Accidents
Uninsured Motorist Bodily Injury coverage also applies to hit and run accidents. If the other driver was not willing to cooperate at the scene of the accident, it is presumed he did not have insurance. Damage to the car however will not be covered unless the other driver can be identified.
Irvine Uninsured Motorist Accident Attorney
Since 1984 the Law Offices of Arthur R. Hausmann has served clients in the Irvine, Huntington Beach, Costa Mesa, Anaheim and Santa Ana areas with energetic representation of uninsured motorist claims. Arthur R. Hausmann, a former insurance claims executive, knows how insurance companies think and uses that knowledge to vigorously pursue uninsured motorist claims for full compensation. After meticulous investigation of the accident to build the case for liability, and consultation with the client’s doctor to estimate future medical care needs, he negotiates with the insurance company for full damages. If the company refuses to be reasonable, he proceeds to court to fight to win what is right for his client.
There are no attorney fees until a recovery is made.
Contact an Irvine Uninsured Motorist Accidents Attorney at the firm for a free consultation.